While insurance providers make it easy for you to provide them timely payments, they train their adjusters to make it a hassle when you, the insured, attempt to file a claim. Regrettably, some insurance companies make a common practice of denying payment of valid claims, delaying payments or underpaying insurance claims without a reasonable explanation. Some insurance providers may even cancel coverage after a policyholder has made a claim.
While denied claims do not always involve insurance bad faith, when insurance companies act unreasonable when denying or delaying payments, they should be held accountable. Insurance companies are required by law to promptly investigate insurance claims and to make timely payments of valid claims. If you feel you have been unfairly denied coverage for a claim, The Dwyer Law Firm can discuss possible insurance litigation with you for compensation of your financial losses, in addition to the appropriate punitive damages and attorney’s fees.